Fees
Product and Service Fees are accurate as of 1/1/2025
| Type | Charge |
|---|---|
| Courtesy Pay Fee | $30.00 per transaction |
| Dormant Account Fee | $10.00 monthly fee on each individual member account that has not had a member-directed financial transaction(s) or contact within a 12-month period with the exception of Certificate and IRA Accounts |
| Early Holiday Club Withdrawal Fee | $15.00 if you close your Holiday Club Account prior to September 30 |
| Express Mail Fee | $30.00 for an item to be mailed Express |
| Foreign Item Fee | $25.00 when a foreign item clears your account |
| Levy Fee | $50.00 when a levy is placed against your account |
| Loan Late Fee | $25.00 when your payment is 10 days past due date |
| Lost/Extra Debit/Credit Card Fee | $15.00 if any of your plastic cards are lost or you request an extra card |
| Money Market Minimum Balance Fee | $50.00 when your account balance falls below $3,000 at any time during the month |
| Money Market Excessive Transaction Fee | $75.00 every time the maximum number of transactions (6) is exceeded |
| Non-Member Check Cashing Fee | $10.00 to cash a Credit Union check for a non-member |
| Non-Sufficient Funds Fee | $40.00 for any item (ACH, ATM, NSF, or other) returned unpaid for non-sufficient funds |
| Overnight Credit Card Fee | $56.00 for a credit card mailed Rush Overnight |
| Overnight Debit Card Fee | $50.00 for a debit card mailed one business day after it's ordered |
| Priority Mail Fee | $10.00 for an item to be mailed Priority |
| Returned Deposited Check Fee | $35.00 when a check is returned from another institution for non-sufficient funds |
| Rush Overnight Debit Card Fee | $80.00 for a debit card mailed Rush Overnight |
| Stop Payment Fee | $25.00 for any stop payment |
| Visa Late Payment Fee | $25.00 when Visa is paid after the 25th of the month |
| Wire Transfer | $15.00 for a wire transfer |
| Large Volume Coin Purchase | Price by Amored Car service |
All fees are subject to change. Please call BOFCU if you have any questions on any fees.
